Category Archives: opinion post

opinion post, politics

On Deutsche Bank: LOANING MoNEY TO A BROKE BITCH

I have had my suspicions about Deutsche Bank since July 2017. I used to work at Two World Financial Center in the early aughts. I was an auditor at a Big Four accounting firm. I was going to try to use Threadreader to unroll my tweets, but my tweets are actually OLDER than Threadreader which joined Twitter in August of 2017. So I am going old school and doing a blog post.

  1. Deutsche Bank is a publicly traded company on the NYSE. The stock symbol is DB.
  2. Deutsche Bank’s private wealth division has been giving loans to Trump Organization for years.
  3. Namely, Rosemary Vrablic at Deutsche Bank’s private wealth division has approved these loans.
  4. Deutsche Bank have been loaning the Trump Organization millions of dollars for years. These loans are high risk.
  5. How it is that Deutsche Bank corporate board and stockholders are cool with giving risky loans to the Trump Organization?
  6. Did they do due diligence? Did they go over the Trump Organization’s books before approving the loans?
  7. The Trump Organization is NOT a publicly traded company. It’s not a C-Corp or an S-Corp. It’s an LLC. Their finances don’t have to be public.
  8. However, if Deutsche Bank is to lend the LLC, they should have reviewed an income statement and/or tax refunds.
  9. Anybody and their mama can set up an LLC. I am not disparaging LLCs, but a highly leveraged business like the Trump Organization makes it hard to exit.
  10. They have limited options when it comes to financing. They can’t raise money with a stock offering. There are a few options: filing bankruptcy, seek out acquisition, or get loans.
  11. Trump Org would never want to be acquired, so it has been bankruptcy or loans to stop the BLEEDING.
  12. So if Deutsche Bank flips on the Trump Organization, it’s all over. FOLLOW THE MONEY.
  13. If you have shares in Deutsche Bank ( might be in an index fund), you should be an activist shareholder and demand to know what happened.
  14. In addition, how does the accounting firm who audits Deutsche Bank’s explain the 270 million in loan forgiveness? Is it in the footnotes of the financial report.
  15. WHO LOANS MONEY TO A BROKE BITCH?!
opinion post

More ProTected By Blue than White

Did Daniel Holtzclaw think he was more protected by blue or white? It’s troubling to me. I know that people are capable of doing evil. I know that some people don’t respect other people’s humanity. I know people do bad things and never feel guilt. However, I don’t know how Daniel Holtzclaw thought he could get away with being a serial rapist.

Did he think that his fellow police officers would protect him?

Is the “Blue Wall” that impenetrable? Maybe. The fact is that police officers who have shot and killed people are rarely charged. If they are charged, they are not usually found guilty.

Or did Daniel Holtzclaw think he was protected by his whiteness? He’s not white. He’s a model minority. He’s half-Asian, but in Oklahoma City, it may be white enough. If other white police officers can get away with shooting unarmed African American men, then surely Daniel with his “white realness” can get away with raping and assaulting defenseless African-American women?

Well today, it looks like Daniel Holtzclaw was not shielded by blue or white. He was found guilty on 18 counts. The story is not over. His sentence may be light. He may get an appeal. There’s no rush to celebrate.

Toni Morrison said that “racism is a distraction”. Imani Perry called racism extremely exhausting. It is both those things and more. It’s a systemic disregard and disrespect for a specific group of people. It is a negation of their humanity. I hope that the women who were raped and assaulted by Daniel Holtzclaw can feel their humanity again because of the verdict.

opinion post, personal finance, writing

The Economy Has A Donkey Booty

Yes, I am comparing the United States’ economy to a woman’s figure. If you watch ‘Real Housewives of Atlanta‘, then you may have heard Phaedra Parks wax poetically about the Donkey Booty. It is a curvy, round butt that stands out. Despite Wall Street profits and the S&P hitting record highs, the middle class is shrinking. The middle class is losing numbers like JHud whittled her waistline from Weight Watchers. The new jobs coming from the private sectors are not living wage jobs. The public sector is not doing enough to create jobs. Cutting spending and creating lopsided stimulus packages are the only tools Congress is using. To refer back to my analogy, Congress keeps cutting carbs from their spending diet and thinks that makes the economy healthy. You may fit into those skinny jeans, but it doesn’t mean you are fiscally fit. The majority of jobs is coming from the retail and restaurant industry which typically are low wage jobs even if in managerial positions. These jobs don’t pay enough for a family to get ahead or even cover basic needs. Some people who are vying for these positions are often college-educated and are over-qualified. The current labor market is slack with four generations who are eligible to work. The donkey booty is a synonym for a woman’s posterior, an onion. Basically, the economy is so bad at the low end that it can make you CRY.